Everyday is A Plus

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How to Use A+ Wallet

A+ Wallet is a 2-in-1 app that works both as a Mobile Banking and a Pay Wallet, making it an essential tool for managing your daily finances smartly and conveniently.
With A+ Wallet, you can: Make card payments and manage your savings account, Transfer large amounts (over 100 lakhs MMK) to your A bank savings account, Send money to other local bank accounts with low service fees, Top up phone credit, pay internet bills, or plan travel expenses — all in one app.

Beyond basic financial features, A+ Wallet also helps you manage your lifestyle needs — from booking haircuts, skin care and aesthetic treatments, to shopping via integrated e-commerce services. Take full control of your finances and lifestyle — all in one place — with the smart, seamless experience of A+ Wallet.

Transfer

With A+ Wallet, you can easily transfer money to your friends and contacts.
There are 4 ways to send money from your A+ account:

  • 1. Transfer between A+ accounts – Simply use the “Transfer” feature in the A+ Wallet app for instant and easy transfers.
  • 2. Transfer to non-A+ users – Send money by providing the phone number that received the transfer, the amount of money, and the cash code, with a service fee based on the amount.
  • 3. Transfer to other local bank accounts – You can send money directly from your A+ account to other local banks.
  • 4. Transfer via agent – For users without an A+ account, fill in their name, phone number, and NRC number to transfer through the nearest A+ agent.

Choose the method that suits you best and transfer with ease!

Cash In

You can top up your A+ account using 3 available methods:

  • (1) From your A bank account
  • (2) Using an MPU card
  • (3) Through A+ agent shops

Choose the method that’s most convenient for you and top up anytime!

Cash Out

With your A+ account, you can easily top up mobile credit or buy data packages for any operator — anytime, anywhere.
You can also top up for your friends and family by simply entering their phone number and selecting the amount or data package.
Convenient, fast, and flexible – all in one app.

Top Up

With your A+ account, you can easily top up mobile credit or buy data packages for any operator — anytime, anywhere.
You can also top up for your friends and family by simply entering their phone number and selecting the amount or data package.
Convenient, fast, and flexible – all in one app.

Lucky Money

With A+ Wallet’s Lucky Money, you can share joy and good fortune with the people you care about by sending digital treats.
To create and share Lucky Money:
Simply tap on “Create Lucky Money”, set the amount, choose a PIN code, define the number of recipients, and share the link.
To claim Lucky Money:
Just open the shared link, enter the PIN code, and receive your treat!
A fun and meaningful way to spread happiness—anytime, anywhere.

A Card

With A Card, you can activate A bank MPU Credit and Debit Cards, manage your card-related services, and perform actions like top-up, withdrawal, and more — all in one place, with full control at your fingertips.
Take charge of your cards, your way.

A Shop

At A Shop, you can easily shop for food, fashion, beauty products, as well as home and electronic items — all from trusted local shops and official stores.
Convenient shopping, all in one place.

Other Payment

In A+ Wallet’sOther Payments” section, you can not only shop online with ease, but also pay a wide variety of bills — all in one convenient place.
Everything you need, right at your fingertips.

Transaction History

This feature in A+ Wallet lets you review all your A+ account activities in detail — anytime you want.
You can easily check your linked A bank account transactions, cards, earned points, and a full transaction history including all your spending and incoming funds.
Stay in control with a clear view of your financial activity.

A Lifestyle

A Lifestyle is your go-to feature in the A+ Wallet App for managing your daily lifestyle needs — all in one place, just the way you like it.
With this feature, you can:

  • Book exclusive packages in beauty, health, and dental care
  • Choose your preferred specialist
  • Select your desired time and complete your purchase seamlessly

Enjoy personalized lifestyle services—conveniently managed through a single app.

 

Point & Rewards

You can easily check your A+ Points and redeem them for A+ Coupons to enjoy exclusive discounts.
Turn your points into rewards with A+.

Request Money

This feature lets you easily request money from other A+ accounts. Whether you’re asking for pocket money or asking a friend to return the money you lent, just send a request and get paid back smoothly.

Simply enter the recipient’s A+ phone number, the amount, and an optional note—and your request is on its way.

Request Center

You can view the history of money requests you’ve sent, requests you’ve received, and any pending requests from other A+ Wallet accounts.

Budget Report

This feature allows you to manage your A+ account expenses with ease by setting a custom budget and tracking your monthly spending.
Stay organized and in control of your finances—set your limits and stick to them effortlessly.
Track Your A+ Points in “Points & Rewards”
Not sure where to check your A+ Points?
Every time you participate in A+ promotions, you’ll collect more points. These points can be used for payments at partner merchants by selecting “Use Points” at checkout—1 Point = 1 MMK.
So, if you’ve been collecting a lot of points, you’re in for some great savings!
To view and redeem your A+ Points:

  • Visit the “Points & Rewards” section from the home screen.
  • There, you can also exchange your points for A+ Coupons.

Don’t miss out—participate in more A+ promotions, use the app often, keep collecting those valuable points.

Locations

Easily find nearby locations including A bank branches, agent locations, and A+ Wallet partner stores.

Banking

With this feature, you can link your A bank savings account to your A+ Wallet account and manage it seamlessly. Once linked, you’ll be able to transfer money, top up phone bills, pay bills, and more—all within the A+ Wallet App, just the way you prefer.

Biometric & Transaction PIN

To make logging in and managing transactions faster and more convenient, A+ Wallet supports Biometric & Transaction PIN.
To enable this feature, simply go to your Profile in the A+ Wallet App, tap on Biometric & Transaction PIN Settings, and turn on Login Authentication and Transaction Authentication.

 

Bill Payment

Internet bill payment like Ananda Eload, Mahar Net, MPT (B2B Payment), MPT (B2C Payment), OK Link, Ooredoo FTTH, True Net, UC Link can be paid easily through A+ Wallet application.

Gift Cards

Gift Card like iTunes Gift Card can be bought from A+ Wallet application.

Link with A bank Account

A+ Wallet account can link with A bank account and can do cash-in, remittance, mobile top-up, bill payment and QR scan.

Split Bill Payment

Split Bill Payment is a feature that allows you to evenly divide and settle a bill based on the number of people involved.
To use the Split Bill feature:

  • 1. Go to the “Split Bill” section from the main page
  • 2. Enter the total bill amount
  • 3. Tap on “Split Evenly” and simply enter the A+ phone numbers of the people you’re splitting the bill with.

“Your mobile device has quickly become the easiest portal into your digital self.”